GOLD LOAN
Get an Instant Gold Loan in Pune at Just 1.25% — Without Selling Your Precious Jewellery
Your gold jewellery carries memories — a wedding, a blessing, a lifetime of love. When you need urgent funds, you shouldn’t have to choose between your financial needs and your cherished possessions.
At Gold Mart Jewellers, Pune’s first BIS Hallmarked jewellers, we give you the funds you need through a safe, instant gold loan at just 1.25% per month — and your jewellery comes back to you the moment you repay.
Why a Gold Loan Makes More Sense Than a Personal Loan
Most Pune residents instinctively approach banks for personal loans during financial emergencies. But consider this comparison:
Gold Loan vs Bank Personal Loan — Which Makes More Sense?
| Gold Loan at Gold Mart 1.25% / month | Typical Bank Personal Loan | |
|---|---|---|
| Interest Rate | 1.25% per month | ✗ 1.5% — 2.5% per month |
| Processing Time | Instant | ✗ 2–7 working days |
| Credit Score Required | No | ✗ Yes — mandatory |
| Paperwork | Minimal | ✗ Extensive |
| Loan Amount | Based on gold value, no limits | ✗ Fixed slabs, income dependent |
| Purity Testing Method | Karatometer — scientific | — Not applicable |
A gold loan doesn’t check your credit score, doesn’t require income proof,
and is disbursed in minutes — not days.
Why Choose Gold Mart Jewellers for Your Gold Loan
∙ ✅ Interest rate of just 1.25% per month
∙ ✅ No minimum or maximum loan amount
∙ ✅ Loan tenure of 6 months
∙ ✅ Funds disbursed instantly
∙ ✅ Gold purity tested on karatometer — scientific and non-destructive
∙ ✅ Gold from any jeweller accepted
∙ ✅ Fully RBI registered — legally safe and protected
∙ ✅ BIS certified since 2001 (Reg No: 7301756)
∙ ✅ Trusted by Pune families for 25 years
The Karatometer Advantage — Fair Loan Value Every Time
The loan amount you receive is directly based on the purity of your gold. At Gold Mart Jewellers we test every piece on a karatometer — ensuring:
∙ 🔬 Your gold purity is measured scientifically and accurately
∙ 👁️ The reading is shown to you live and transparently
∙ 💰 You receive a fair loan amount based on actual purity — not an estimate
∙ ✅ Your jewellery is never damaged during testing — no acid, no scratching
This means you always get the maximum fair loan value your gold deserves.
Your Jewellery is 100% Safe With Us
We understand that handing over your gold jewellery — especially pieces with emotional value — requires complete trust. Here is exactly how we protect it:
∙ Every piece is weighed, tested on karatometer, and documented in front of you
∙ You receive a detailed written receipt listing each item with purity and weight
∙ Your jewellery is stored in our secure vault on the premises
∙ Being an RBI registered establishment, our processes are legally regulated and audited
∙ Your jewellery is returned in exactly the same condition upon repayment
In 25 years of serving Pune, not a single customer has left without their jewellery being returned safely.
The Gold Loan Process — From Walk-In to Cash in Hand
Step 1 — Walk In
Visit us at Sadhu Vaswani Chowk, Camp, near Pune Railway Station. No appointment needed. Carry your gold jewellery and a valid ID proof.
Step 2 — Karatometer Evaluation
Our experts test your gold on our karatometer right in front of you. Instant, accurate, non-destructive purity reading.
Step 3 — Loan Offer
Based on the karatometer reading and current market rate, we make you an instant loan offer. No pressure, no hidden charges.
Step 4 — Instant Disbursal
Agree to the terms and receive your funds immediately — cash or cheque.
Step 5 — Repay and Reclaim
Repay your loan within 6 months and walk away with your jewellery — safe, intact, and exactly as you left it.
What If I Need More Time to Repay?
We understand that circumstances can change. If you need additional time beyond the 6-month tenure, please speak to our team before your due date. We will work with you to find the most comfortable solution — because 25 years of relationships matter more to us than rigid timelines.
Frequently Asked Questions
Everything you need to know about our gold loan
Yes. We are fully RBI registered, making your gold loan completely legal, safe, and regulated.
1.25% per month — one of the most competitive gold loan rates in Pune.
6 months, with flexible options available if needed. If you need more time, speak to our team before your due date — we will work with you to find the most comfortable solution.
There is no minimum or maximum loan amount. The loan is based entirely on the value of your gold.
Using a karatometer — a scientific instrument that gives an instant, accurate, non-destructive purity reading right in front of you. Your jewellery is never scratched or damaged.
It is stored securely in our vault on the premises and returned in exactly the same condition upon repayment. You also receive a detailed written receipt listing each item with purity and weight.
Yes. We accept gold jewellery from any jeweller — Tanishq, Malabar, local stores, or anywhere else.
A valid government-issued ID — Aadhaar card, PAN card, or Passport.
We are open Tuesday to Sunday, 10:15am to 8pm. Closed on Mondays. No appointment needed — just walk in.
Get Your Gold Loan Today
Don’t sell your precious jewellery when you can use it as collateral and get it back.
Visit Gold Mart Jewellers for an instant gold loan at just 1.25% — disbursed in minutes.
Sadhu Vaswani Chowk, Camp,
Near Pune Railway Station, Pune 411001
Closed on Mondays
Celebrating 25 Years of Trust Since 2000
